Video thumbnail for AI 的想法已脫離人類掌控?「可解釋 AI」是什麼?AI 給的答案真的能相信嗎? ft. 鼎新數智

Explainable AI: Can We Trust AI's Decisions? (AI Transparency Explained)

Summary

Quick Abstract

Elon Musk's xAI aims to create open-source, explainable AI, contrasting with opaque models. This summary explores the crucial need for explainable AI in areas like loan applications, medical diagnoses, and even judicial sentencing. What if AI's decisions are inscrutable?

Quick Takeaways:

  • AI loan decisions lacking transparency disproportionately affect vulnerable groups.

  • AI-powered sentencing tools can exhibit bias against certain demographics.

  • Explainable AI faces hurdles like defining clear explanation standards.

  • Techniques like heatmaps (attention maps), LIME, SHAP and counterfactual explanations are discussed as potential ways to interpret and therefore 'educate' the 'thinking' of the AI.

  • Ultimately, the goal is to improve trust in AI by making its decision-making processes understandable.

  • METIS platform implementation and analysis of the process of data transformation.

The challenge lies in understanding complex deep learning models. Visualization techniques like heatmaps and SHAP/LIME analyses help. Still, achieving consistent, measurable explanations remains a key challenge. Despite these hurdles, explainable AI is crucial for building trust and ensuring fair, data-driven decisions across industries.

Introduction

After Elon Musk and Sam Altman of OpenAI had a falling out, Musk started a new AI company and launched Grok, which can already be used on X. He claims that the goal of xAI is to use open-source, explainable AI to compete with other models. Besides Musk's fondness for X, xAI also stands for explainable AI.

The Need for Explainable AI

We often wonder what an AI is thinking when it diagnoses a disease based on medical records and X-rays, decides whether to approve a loan, or even fires a missile from a drone. If we don't know every step of an AI's decision-making process, how can we trust AI-assisted diagnoses and judgments?

Impact on Financial Inclusion

Many banks and lending institutions now use AI to assess the credit risk of loan applicants. However, these models are often mysterious. Some people get their loan applications rejected without knowing why. This lack of transparency makes it even harder for disadvantaged groups, who already struggle to access the financial system, to get loans, widening the wealth gap.

Threat to Judicial Fairness

In the United States, some courts have been using AI tools since 2016 to assist in sentencing. These tools try to predict whether a suspect will reoffend based on their background. But they have been found to be biased against people of color, giving them higher reoffending risk assessments and thus more severe penalties and stricter bail conditions. The inability to explain these AI decisions undermines the fairness of the judicial system.

Challenges in Daily Life

The "black box" problem of AI also exists in many aspects of our daily life. For example, if an AI gives a medical diagnosis report without providing reasons, can doctors trust it? Can we accept the AI - based automatic censorship on social media and YouTube? The same concerns apply to self-driving cars, smart homes, and smart factories. If we can only see the results of AI's actions but not understand the process, trust in AI will become a huge challenge.

Why AI is Difficult to Explain

There are two main reasons why AI is hard to explain.

Complexity of Deep Learning Models

Deep learning models have multi-layer structures and millions of parameters. It's extremely difficult for humans to track how each input feature affects the final decision. For example, the Transformer model in ChatGPT has an attention mechanism that allows the model to weight features based on the importance of different words. But this mechanism involves a lot of matrix operations and weighted calculations, making the model's operation more abstract and hard to understand.

Incomprehensible Features Learned by AI

Deep learning models learn certain "features" from data. While humans use familiar features like the relative position of eyes and mouth or the number of fingers to interpret an image, AI may learn abstract shapes or texture features that are hard to describe in human language. Also, deep learning models often use high-dimensional vectors to encode features. For instance, a color feature that we usually describe with a simple word like "red" or "blue" may be represented as a high-dimensional vector with numbers indicating different color attributes like brightness and hue.

Approaches to Explainable AI

Visualization Techniques

  • Heatmaps and Attention Maps: These techniques make AI's thinking process traceable. In convolutional neural networks and Diffusion Models, when AI is judging whether a photo shows a cat or a dog, it can show us which parts of the image it focuses on the most, such as the shape of the ears or the distribution of fur color.

Local Explanation Techniques

  • LIME and SHAP: SHAP, based on the concept of game theory, treats each feature as a player and the model's prediction result as the gain. It calculates the contribution of each player to the gain, helping us understand how each feature affects the final result. It can provide both local and global explanations. LIME, on the other hand, builds a simple model for a single case to approximate the behavior of the original complex model. It is flexible and fast, suitable for quickly analyzing AI's decisions in different situations. However, SHAP has a high computational cost, and LIME's results may be somewhat random.

Counterfactual Explanation

This approach simulates how changes in input features affect the result. For example, if an AI tells you that a bank won't give you a loan, you can ask it what would happen if you were 5 years younger or had an additional job. Counterfactual explanation helps us understand how the model weighs different factors.

Feature Importance

This method makes AI models point out which input features have the most significant impact on the decision-making process. For example, a financial risk prediction model might tell you that income accounts for 40% of the decision, consumption habits for 30%, and age for 20%. When used with Transformer models, it needs to be combined with SHAP, LIME, and visualization techniques for a more complete explanation.

The Future of xAI

xAI still faces many challenges. There is no consensus on the definition, standard, and quality of explainability. Also, it needs to meet the different needs of various user groups, such as domain experts who require detailed technical information and ordinary users who just want simple answers.

The first step in the future development of xAI is to make the explanation results more consistent and measurable. We can establish some recognized explanation standards, so that we can have a quantitative answer to the question of how far we are from explainable AI.

The Role of AI in Business

In business, AI needs to be both explainable and actionable. For example, when a company makes a decision, such as a fast-fashion brand deciding whether to launch a new season of clothing, it needs to consider multiple factors. A traditional AI may act like a black box, while xAI can clearly explain its decision-making basis, increasing the company's trust in AI.

Another important aspect is having an AI agent that can act. An AI agent can be like a smart product manager, handling various tasks automatically according to the company's rules and logic, and continuously learning and improving efficiency. The cooperation of these two AI agents makes the business decision-making process not only transparent but also automated.

Case Study: Weisheng Drying Industry

Weisheng Drying Industry, which specializes in industrial drying equipment, faced challenges such as high customization and frequent order changes. After implementing the METIS platform of Dingxin Digital Intelligence, the company successfully integrated digital intelligence into its business and product development. The project on-time rate increased by 80%, and the assembly task on-time rate reached 90%. The company also combined its existing oven technology with mobile robots to develop new intelligent equipment, entering the high-end semiconductor market and driving significant business growth.

Conclusion

Digital intelligence-driven development not only depends on technology but also needs to be closely integrated with the company's business strategy. The goal is to improve business value through data and new technologies, rather than simply pursuing technology itself. This transformation requires the support of strategy, culture, and specific application scenarios.

If you want to experience an enterprise AI assistant, click the link in the information column for a free trial. Do you think explainable AI is reliable enough in business decision-making? Will understanding the decision-making process of AI make you trust it more? Let us know your thoughts.

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